I'm jumping back on here fairly close to our last listing because I didn't want to leave the negative, down and depressing entry as the last thing we'd posted for very long. Though times are hard, we are keeping on, keeping on.
Dan had word of a marine mechanic's opeing and so a job possibility is in the works. We are moving forward with getting ready for the opening of Farm Market season up our way Mother's Day weekend. You wil find us at the Sarah Hardy Traverse City Market on Saturdays across from Richard and Diana from Spring Hollow Dairy.
We expect to have composted manure, eggs, maple syrup, starts for some early plantings including table greens buckets planted with snow peas and mescalun mix, bok choi and cressy greens, and swiss chard. We may have some picked greens also.
We have tincture of thyme, and dried mullien as far as medicinals go and homemade oat bran english muffins and whole grain bread. You can pickup an autographed copy of Funny Farm if you need a a good read.
We have been having good luck with our mortgage company and credit card companies as far adjusting payments and interest rates so we can stay afloat. Anyone else in our situation call you company and most all are willing to work things our right now. Just not Kia Motor Finance Company.
We are sharing this story even though it reflects somewhat
poorly on us here at the 4B Ranch, but I think that there are many of you out
there that are in exactly the same situation and if we discuss this, it is
healthier for all of us.We racked up
another first this week, here at the ranch- our first visit from the Repo Man.
I spend a lot of time smiling and pretending that our
financial footing is solid, but that is make believe.The rest of you that have been scratching along
trying to make ends meet, know that we do this so as not to put off customers,
make friends and family worry, and to keep our own sanity.But times are hard for many of us.
We had been doing great since I was forced to retire due to
illness and we began our endeavor, originally as my therapy project.Dan was working a real job and we were on a
five year plan for the ranch to move from hobby to full business and become
self sustaining.Then, layoff followed
by termination came last August, like for so many of our fellow
Michiganders.Since then we have been
trying to cut a year off our time frame and move into the black this year.
Our bills have been geared towards our income while Dan was
working for Four Winns and though we certainly did not live extravagantly, we
made all our payments.Not anymore!We cut fluff like eating out and satellite TV
a long time ago.I stopped taking my
M.S. drug because even having Medicare, the $500 a month co pay was more than
we could afford.But with my high
medical bills we have not been able to meet all our payments, including the car
note for the KIA Rio we bought several years ago for Dan to use to commute to
This week, KIA decided to repossess the car though we are
only about $400 in arrears at this point.This is certainly their right.And we are certainly in the wrong, not making the obligation we
committed ourselves to.But neither the
animals nor we can eat the Rio, and we are not living in it, or burning it for heat,
so that payment did not rank at the top of our list.Neither Dan nor I have ever faced the Repo
Man before.What a humiliating
experience.And the fellow, who called
here, was very nice.
It has taken us both a week of positive self talk, and pep
rallying for each other to keep slogging along, trying to get ready for our
Farm Market season, calving and all the other forward looking things happening
here.We tell ourselves that we are not
alone.We try not to feel too pitiful
but looking for others that have it worse than we do sure doesn’t make us feel
any better, though we know we still have so much to be grateful for.
If you have had a visit from the Repo Man, or anticipate he
will turn up soon at your place, keep your chin up.It is only “stuff.”Things will get better.We hold hands with you and keep walking
forward along this spring’s furrows.