Another story showing how oppressive local government is becoming to small farms.
The worst time to buy insurance is after you need it. It's like closing the gate after the hogs are out. I taught personal finance for 15 plus years and my counsel was always weigh the risks for insurance, most people are betting they will need insurance and the insurance company is betting you won't.
The threat to small local farmers is mounting on a daily basis. Your chance of having an issue is greater today than ever before. The Farm to Consumer Legal Defense Fund is a great resource fighting to help small farms.
Don't wait until you need them to become a member. I receive nothing in any way from promoting them other than the peace of mind knowing other farmers and consumers are helping fund the resistance to over regulating small farms and your right to food of your choice.